Steve Jhee, ABR GRI Licensed R E Salesperson Laffey Real Estate SteveJhee Laffey RealEstate 116 Plandome Rd Manhasset, NY 11030 O: 5166274343 M: 917-957-7021 Contact Me

Before you start house hunting, you need to be pre-approved. But what does the pre-approval process entail? Pre-approval is more involved than just making an appointment. The lender needs to gather all of the required information before offering a loan, and your credit report will need to be checked. At the time of the appointment, you will need to bring the following documents with you to verify your identity and assets:

A most recent W-2 (or entire tax form if self-employed)
A copy of a recent bank statement (including any money market or savings accounts)
Proof of IRAs, retirement accounts, stocks or mutual funds
Your driver's license
A recent paystub from work

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