Tiffany Rabalais
PREMIERE PROPERTIES OF THE SOU My Website 204 Mystic Blvd Houma, LA 70360 O: 985-223-1777 M: 985-637-8433 Contact Me |
6 Questions to Ask Yourself Before Choosing a Bank
Choosing a bank that meets your individual needs can be an overwhelming process, however, it’s crucial that you take all the various factors into consideration before making a decision. If you’re in the process of establishing a new banking relationship, ask yourself the following questions—provided by the American Bankers Association—to ensure that the bank you ultimately choose will live up to your expectations. 1. What is your goal in establishing a banking relationship? Answers may include "to save money," "to have a checking account," "to get a loan," or all of the above.
2. How much money can you keep on deposit each month and how many checks will you write? This will help you figure out what type of account you might need. "Packaged" or "multi-service" accounts offer a variety of services for one fee, while "no frills" accounts offer a minimum number of services at an extra-low price. Other accounts might be designed cafeteria-style: you choose from a variety of services and pay as you go.
3. Will you be buying a home or car or making another large purchase in the near future? If a large purchase is on the horizon, you'll want to find out about the variety of loan products offered.