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6 Questions to Ask Yourself Before Choosing a Bank
4. If you hope to save for a big expense or toward your child's (or your own!) future education, you'll also want to find out how many savings products are offered. Many banks now offer uninsured investments, such as mutual funds, as well as the more traditional insured deposit accounts.5. What time of day do you expect to do most of your banking? While some people prefer to visit the bank during their work hours, others prefer a bank located close to home that they can conveniently visit over the weekend.
6. Do you like the convenience of automated teller machines and other types of electronic services—like banking through your personal computer—or do you prefer to deal directly with bank personnel? Be sure to answer this question honestly as it will help determine if you'd be happier at a bank with an extensive branch network emphasizing regular, evening, or weekend hours, or one that focuses more on electronic services, like ATMs and PC banking.
Source: The American Bankers Association